Going to Court is the final step of the bankruptcy process. Before speaking to the Court and arranging a time and date to apply for a Bankruptcy Order you first need to weigh up your options.

Bankruptcy will clear your personal unsecured debts, but in doing so it will stay on your Credit Report for 6 years, which can cause problems for your future borrowing during that timeframe. Another method of insolvency is an IVA, which might be ideal if you have equity to protect, or a profession that is excluded from bankruptcy.

If personal bankruptcy is the solution you're looking for, then the required paperwork will eventually be filed at your local County Court.

For those living within Walsall we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.