When you have mounting debts with no prospect of paying them off, filing for bankruptcy could be an effective way to treat the problem and provide you with the chance to have a fresh start.

Expert advice is a must once your debts are becoming so unmanageable that drastic action is required. Occasionally the problem isn't as bad as you believe, and an informal arrangement, like a Debt Management Plan, may well be more appropriate.

If bankruptcy is definitely the answer you're looking for, then the required paperwork will eventually be filed at your local County Court.

For those living within Stoke-on-Trent we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.