When you have mounting debts with no prospect of paying them off, declaring bankruptcy could be an efficient way to treat the situation and provide you with the chance to have a fresh start.

It's essential to seek specialist advice before proceeding to make sure that this is actually the right decision available to you, as bankruptcy might adversely affect your assets and occupation.

If personal bankruptcy is the right choice for you, then the appropriate documentation will eventually be filed at your local County Court.

For those living within Southend we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.