When you have mounting debts with no prospect of paying them off, declaring bankruptcy could be an effective way to remedy the problem and provide you with a chance to have a fresh start.

Qualified, professional advice is vital once your debts have become so unmanageable that drastic action is required. Occasionally the situation is not as bad as you think, and an informal arrangement, like a Debt Management Plan, may be more appropriate.

If bankruptcy is definitely the answer you're looking for, then the required paperwork will eventually be submitted to your local County Court.

For those living within Luton we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.