Attending Court will be the final step of the bankruptcy process. Before phoning the Court and arranging a time and date to apply for a Bankruptcy Order you first need to weigh up the options.

Personal bankruptcy will clear all of your current unsecured debts, but in doing so it's going to stay on your Credit Report for 6 years, which can have an effect on your future borrowing during that timeframe. Another type of insolvency is an IVA, which could be suitable for those who have equity to protect, or a profession which is excluded from personal bankruptcy.

If bankruptcy certainly is the right choice for you, then the necessary documentation will eventually be submitted to your local County Court.

For those living within Chesterfield we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.