Attending Court will be the final step of the bankruptcy process. Prior to contacting the Court and arranging a time and date to apply for a Bankruptcy Order you first need to consider the options.

Bankruptcy will clear all your unsecured debts, but in doing so it is going to remain on your Credit Report for six years, which will affect your future borrowing during that timeframe. An alternative type of insolvency is an IVA, which often can be best suited if you have equity to protect, or a profession which is excluded from personal bankruptcy.

If bankruptcy is the answer you're looking for, then the necessary paperwork will eventually be filed at your local County Court.

For those living within Caernarfon we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.