IVA



Advice / Information





 

Bankruptcy, IVA and Debt Management services

Whether you're looking to file for bankruptcy or explore alternative options, we can help you make the right decision.

When you are ready to progress to the next step, just call in to arrange a consultation, or complete a request form, and a qualified advisor from our panel of debt advisory companies will be in touch to help you move forward with your chosen solution.

 
     

Bankruptcy

If your debt has become unmanageable then bankruptcy is an effective solution immediately freeing you from debt and giving you the chance to have a fresh start.

If you haven't got any assets to protect such as a house, savings or an expensive car (over £2500) and if your occupation isn't affected, then bankruptcy may be more suitable for you than an IVA.

[+] Read more on Bankruptcy...

Individual Voluntary Arrangement (IVA)

If you are struggling to manage your debt an IVA could be suitable. In an IVA your repayments are based on what you can afford and in return the creditors will stop all interest charges and any further action against you.

[+] Read more on IVAs...

Debt Management Plan (DMP)

If you're struggling to keep up with your monthly repayments then a Debt Management Plan is a possible solution for you. Debt Management Plans are most effective as a short term solution and for debt amounts under £12,000, otherwise you could find yourself making repayments for many, many years.

[+] Read more on Debt Management Plans...